Rates
| Loans | |||
| Effective Date: 7-01-2010 | |||
| Loan Type | Amount Financed | Maximum Terms/Months | APR* |
New Car |
100% | 72 | 3.74% |
Used Car |
Up to Retail Value | 12 - 48 | 3.74% |
| Recreational Vehicle-New (must be titled) |
90% | 12 - 72 | 5.50% |
| Recreational Vehicle-Used (must be titled) |
NADA Loan Value | 12 - 48 | 5.50% |
| New Motorcycle | 90% | 12 - 60 | 5.50% |
| Used Motorcycle | NADA Loan Value | 12 - 48 | 5.50% |
| Share Secured | 100% Secured | 1 - 120 | 4.50% |
| Share Certificate Secured | 100% Secured | 1-120 | 3.00% over your CD rate |
| Partially Secured | 50% or More | 1 - 48 | 11.50% |
| Overdraft Protection | $500.00 / $1,000.00 / $1,500.00 | Up to 44 | 15.00% |
| Unsecured | $1,000.00 Payment = $25.00 |
46 | 7.00% |
| $2,000.00 Payment = $50.00 |
46 | 7.00% | |
| $3,000.00 Payment = $75.00 |
46 | 7.00% | |
| $5,000.00 Payment = $125.00 |
46 | 7.00% | |
| Unsecured Revolving Credit | $100.00 - $5,000.00 Payment = $15.00 - $150.00 |
8 - 45 | 15.00% |
| Unsecured amount approved is usually equal to one month of member's income. | |||
| Home Mortgages | |||
| For latest Home Mortgages rates see Mortgage Center or call 800.353.4449 | |||
| Credit Cards | |
| Effective Date: 07-01-10 | |
| Name | APR* |
| VISA Classic | 12.96% |
| VISA Gold | 11.96% |
| Savings | ||||
| Effective Date: 07-01-10 | ||||
| Account Type | APY** | Dividend Rate | Minimum Balance To Open | Dividend Payment |
| Shares | 0.26% | 0.25% | $5.00 | Paid & Compounded Quarterly |
| IRA | 1.01% | 1.00% | NONE | Paid & Compounded Quarterly |
| Certificate of Deposit | |||||
| Effective Date: 07-01-10 | |||||
| Amount | 6 Month | 1 Year | 2 Year | 3 Year | 5 Year |
| $500.00 to $9,999.99 | 1.25%APY** | 1.40% APY** | 1.50% APY** | 1.85% APY** | 2.25% APY** |
| $ 10,000.00 and Up | 1.30% APY** | 1.45% APY** | 1.55% APY** | 1.90% APY** | 2.30% APY** |
| ++Dividends paid quarterly to shares. No additional deposits or withdrawals. Fixed rate. | |||||
| ***Fees could reduce account dividend earnings;.* Penalties will apply for early withdrawals. | |||||
*APR: Annual Percentage Rate
**APY: Annual Percentage Yield
